When your business suffers a large loss, your reputation, your brand, and your financial stability are at stake, that’s where we come in to prevent such losses. Standard property and liability policies can help protect your company in a range of situations, but there are times when losses may exceed what your primary insurance can cover.
Commercial umbrella and excess liability solutions from Imperial Agency can provide the extra protection you need for the big, unexpected events that can have potentially catastrophic results. From devastating multi-million dollar lawsuits, to auto accidents, to product liability claims, running your business means planning for the unexpected.
Our broad coverage can provide the additional security needed to help protect against these substantial losses. We’ll worry about the risk, so you can focus on growing your business.
An Umbrella Liability Policy supplements your existing policy’s general liability, auto liability and employer’s liability limits. An umbrella policy provides:
- Increased limits in excess of the standard primary policies
- Replacement of the primary policies if limits are used up by covered losses
- Broader coverage than primary coverages
- Workers Compensation Insurance
Workers compensation coverage can help protect both you and your employees after a work-related injury or illness. For the injured employee, workers compensation provides medical care, lost wages and more. For the employer, workers compensation provides a sole remedy, avoiding expensive civil litigation, plus peace of mind knowing your employees will get the help they need to recover and return to work. Imperial Agency has been providing workers compensation coverage for more than 35 years. Imperial Agency offers workers compensation protection for many trades.
State-specific workers compensation information resource